Seasoned retirement and financial strategist, Mark Kinney, discusses how to spend your tax return wisely in order to strengthen your financial future. Lee, Massachusetts—April 18, 2016—Founding partner of Toole, Kinney & Company, Inc., Mark Kinney, CFP®, posted a new blog entry entitled, “How to Spend Your Tax Return Wisely.” In the post, he encourages readers to avoid splurging their tax refunds on expensive items, but instead consider how they might use their returns to pay down debt, build an emergency fund, or invest for retirement. Kinney writes, “I might caution you against splurging on some big-ticket items in favor of putting your tax return towards bringing some security and stability to your finances. Boring, I know…but as a financial advisor I think that’s part of the job description. That being said, using your tax return to pay down your debt is particularly true if you have any major high interest debts, including credit cards, which need to be attended to. Automatically allocating excess funds from your budget into paying down debt can have a profound effect on the future of your finances. If you think about it, the longer the debt goes unpaid, the longer you are paying interest on what you already owe. Think of it this way: if the interest rates are high, then in many cases you could be paying as much as double for the initial purchase by the time you finally pay off the debt! Get rid of that debt!” The entire article can be found HERE http://www.toolekinney.com/how-to-spend-your-tax-return-wisely/ About Mark Kinney Mark D. Kinney, CFP®, has been advising clients for close to 30 years on how to maximize their retirement income in a sustainable, repeatable, and verifiable manner, while minimizing risk exposure to the daily turbulent financial markets. His keen insights into conservative and income generating investment options have been invaluable to those approaching or currently in retirement. In addition to his decades of experience and financial know-how, he’s held Series 7 and 63 FINRA Securities registrations for over 25 years, holds several insurance licenses, and has held the Certified Financial Planner ™ (CFP®) designation in good standing for 20 years. After successful careers with a number of reputable financial institutions, Kinney established Toole, Kinney, & Co., Inc., in 1999. Kinney has been cited on such national news outlets and financial publications as CNN.com, Fox Business, NBC, Wall Street Select, and The Miami Herald. He remains active in several area charities, has participated in several marathons, including the Boston Marathon in 2013 and 2014, enjoys all activities outdoors, and currently lives in Stockbridge, Massachusetts. #### Contact: Carri Bright CelebritySites [email protected] 407-215-1739